We’ve helped over 33,000* Kiwis buy their first home – and we’d love to help you

Whether you’re just starting to think about home ownership, or planning to buy soon, your KiwiSaver account could play a key role in helping you get there.

Just remember, you can withdraw from your KiwiSaver savings after being a member of KiwiSaver for three years, but you must leave at least $1,000 plus any amount transferred from an Australian superannuation fund to your KiwiSaver account.

You also must intend to live in the property, be a first-time home buyer (or have Kāinga Ora confirmation that you're eligible as a previous homeowner), and not have made a KiwiSaver withdrawal for a home purchase before.

Get your free First Home Guide

The guide includes:
  • How your KiwiSaver account can be used for your deposit
  • Your eligibility and the withdrawal process
  • A look at how a typical young couple used KiwiSaver to help them buy a home

Don’t miss out – get your free first home buyer’s guide today!
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We’re here to help you on your first home journey

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Get personalised advice on how to use your KiwiSaver account for your first home

We've helped thousands of New Zealanders use KiwiSaver to help buy their first home. Our New Zealand-based Client Experience Team are here to support you in every stage of your KiwiSaver journey. Call, email or chat to us online.
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We help you through the process

When you’ve found a home you’d like to buy, let your solicitor know you plan to use your KiwiSaver account. We’ll then help guide you through the process. Once it’s done, you have the option to review your account to ensure you’re still on track for retirement too.
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Support for using KiwiSaver

We offer support and clear guidance specifically for first home buyers and beyond. Our guide shows how your KiwiSaver account can be used for your deposit.
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Download a First Home Letter with ease

Our app lets you easily track your investment, make changes to your KiwiSaver account, and keep your details up to date. When you’re ready to buy, most banks or mortgage brokers require a First Home Buyer’s letter. You can generate your personalised letter in the app too.
KiwiSaver first home countdown
Have you started thinking about how KiwiSaver fits into buying your first home? Our countdown article makes it easy to get prepared and stay on track.
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What I wish I'd known when I first started KiwiSaver
Thinking back to university days with a new KiwiSaver account, Senior Investment Adviser Laura O’Reilly has three things she wishes she could have told herself – so she could have achieved a better outcome, sooner.

Buying your first home is stressful enough. I’m so glad I had Fisher Funds helping me use my KiwiSaver – they made it one less thing to worry about especially the online letter.

- Sophie (Recent First Home Buyer)

Got first home questions?

We’ve got answers.

Our team is available to tell you more and answer any questions you may have. Chat with us online or request a call by clicking the button below.

Advice & Product Disclosure

Need to learn more? Check out the Fisher Funds KiwiSaver Plan PDS and our advice disclosure.