Did you know that 37%* of KiwiSaver money from under 50s is missing out on higher returns as they’re in a balanced, low or medium risk fund? If you want a KiwiSaver account which does the thinking for you, switch to GlidePath, the Fisher Funds KiwiSaver Plan feature that automatically applies our optimal fund mix for your age.

Is GlidePath right for you?

GlidePath is great for anyone who’s committed to saving for retirement but doesn’t want to worry about making changes as they get older.

  • It’s a simple, hassle-free way to manage your KiwiSaver account.
  • Stay on track for your retirement and beyond – invested in the mix of funds we think is best for your life stage.**
  • Flexibility - you can opt-out of GlidePath at any time.

**GlidePath may not be suitable for everyone. If you are uncomfortable with risk or planning to make a KiwiSaver first home withdrawal, selecting a fund which aligns with those factors may be a more suitable investment approach for you. To better understand your personal tolerance for investment risk, we recommend you get in touch with us for financial advice.

How GlidePath Works

When you’re younger, you have more time to ride out the ups and downs of the market. So as long as you’re not planning to use your KiwiSaver money in the short term to help purchase your first home, it can be a good time to invest in higher return growth funds.
Then, as you get closer to retirement, and accessing your KiwiSaver money, you may want to reduce your risk and invest more in balanced and conservative funds. So, every year after your birthday, we'll adjust the settings to get the mix of funds we think is best suited for your age.**

Age 25

100% Aggressive Fund

Age 40

32% Aggressive Fund
68% Growth Fund

Age 55

11% Growth Fund
89% Balanced Fund

Age 65

17% Balanced Fund
83% Conservative Fund

Age 75

92% Conservative Fund
8% Cash Fund

Want to get more information or talk to an adviser to help you decide?

If you're a current client and want to change your fund to GlidePath, log into Fisher Funds Online or the Mobile App to change your fund or request more info below.
Want to know more about GlidePath? Fill in your details and we'll be in touch.

FAQs

Who is GlidePath suitable for?
GlidePath is ideal for people who want to save for retirement but prefer a hands-off approach. It’s especially helpful if you don’t want to monitor or adjust your investments regularly. However, it may not be suitable if you plan to use your KiwiSaver account for a first home purchase or have specific risk preferences.
Does GlidePath cost extra?
No, GlidePath is included at no additional cost for Fisher Funds KiwiSaver Plan members.
Can I opt out of GlidePath if I change my mind?
Yes, you can opt out at any time if you decide you want a more hands-on approach to managing your KiwiSaver account.
Does GlidePath consider my personal financial goals or risk tolerance?
GlidePath is based on general assumptions about age and retirement savings. It doesn’t factor in personal goals like buying a first home or individual risk preferences, so it may not be suitable for everyone.

Why choose Fisher Funds?

We’ve been helping Kiwis for over 25 years
Fisher Funds started in 1998 with the goal that we still have today, to help Kiwis grow long-term wealth and achieve their ambitions. Over those 25 years, we have weathered market volatility and pandemics, as well as periods of amazing growth. We have also had the pleasure of helping more than 500,000 Kiwis on their investment journey.
We’re your local investment experts
We’re a New Zealand-based team here to help with all your investment queries with offices in Auckland, Wellington and Christchurch. We're a specialist investment company.
We do the hard work for you
Our 30+ strong in-house Investment Team has over 460 years combined investing experience and actively manage your investment so you can focus on what matters most to you.
Easily track your investments
Easily track and manage your investments on the go with the Fisher Funds mobile app. View your performance, change your fund, make contributions, download reports, and more.

Looking for more information?

Need to learn more? Check out our Advice Disclosure and Product Disclosure Statement

Advice Disclosure
KiwiSaver Plan Product Disclosure Statement

Got questions? We’ve got answers.

Our team is available to tell you more and answer any questions you may have. Chat with us online or request a call by clicking the button below.