The asset allocation between each Fisher Funds KiwiSaver Scheme fund/strategy and its Fisher Funds KiwiSaver Plan fund counterpart is as follows:
Select your current KiwiSaver Scheme:
Fisher Funds KiwiSaver Scheme
Fisher Funds KiwiSaver Plan
Conservative Fund
- Conservative Fund
- Balanced Strategy
- Growth Fund
Conservative Fund
- Conservative Fund
- Balanced Fund
- Growth Fund
Risk Indicator*
Lower risk
Higher risk
1
2
3
4
5
6
7
Potentially lower returns
Potentially higher returns
Risk Indicator*
Lower risk
Higher risk
1
2
3
4
5
6
7
Potentially lower returns
Potentially higher returns
Aims to provide stable returns over the long term by investing mainly in income assets with a modest allocation to growth assets.
Income Assets
80%- Cash and cash equivalents20%
- New Zealand fixed interest 28%
- International fixed interest 32%
Growth Assets
20%- Australasian equities 5%
- International equities 11%
- Listed property 2%
- Unlisted property 2%
Income Assets
80%- Cash 20%
- New Zealand fixed interest 28%
- International fixed interest 32%
Growth Assets
20%- Australasian equities 5%
- International equities 11%
- Listed property 2%
- Unlisted property 2%
* Risk indicator as at 31 March 2026
Aims to provide a balance between stability of returns and growing your investment over the long term by investing in a mix of income and growth assets.
Income Assets
40%- Cash and cash equivalents10%
- New Zealand fixed interest 14%
- International fixed interest 16%
Growth Assets
60%- Australasian equities 19%
- International equities 37%
- Listed property 2%
- Unlisted property 2%
Income Assets
40%- Cash 5%
- New Zealand fixed interest 16%
- International fixed interest 19%
Growth Assets
60%- Australasian equities 18%
- International equities 38%
- Listed property 2%
- Unlisted property 2%
* Risk indicator as at 31 March 2026
Aims to grow your investment over the long term by investing mainly in growth assets.
Income Assets
20%- Cash and cash equivalents5%
- New Zealand fixed interest 7%
- International fixed interest 8%
Growth Assets
80%- Australasian equities 26%
- International equities 50%
- Listed property 2%
- Unlisted property 2%
Income Assets
20%- Cash 5%
- New Zealand fixed interest 7%
- International fixed interest 8%
Growth Assets
80%- Australasian equities 26%
- International equities 50%
- Listed property 2%
- Unlisted property 2%
* Risk indicator as at 31 March 2026
The fees disclosed in the table are the estimated total annual fund charges in each fund. They are a combination of the manager’s basic fee (charged directly to the funds by Fisher Funds for providing services including investment management) and the other management and administration charges (expenses incurred by the funds for services such as registry, accounting, and any underlying fund management fees and expenses). The other management and administration charges are a reasonable estimate of future costs based on (i) a combination of forecast and historic expenses charged both to the funds and the underlying funds invested into, and (ii) expected growth in the net asset value of the funds over time.
If you have agreed a fee with your adviser for providing you financial advice, this will continue unchanged as a member of Fisher Funds KiwiSaver Plan.
Your investments will be managed by the same team at Fisher Funds with the same or similar asset allocation. And the good news is that the equivalent funds do not have higher fees. In fact, two out of three investment options will see a fee reduction when transferred to the equivalent fund in the Fisher Funds KiwiSaver Plan.
Your money will be moved from the funds/strategy on the left to the equivalent funds on the right. Here's a comparison on their respective fees.
|
Fisher Funds KiwiSaver Scheme
|
Fisher Funds KiwiSaver Plan
|
||
|---|---|---|---|
|
Conservative Fund
|
0.92% |
Conservative Fund
|
0.85%
|
|
Balanced Strategy
|
1.06%
|
Balanced Fund
|
1.01%
|
|
Growth Fund
|
1.13%
|
Growth Fund
|
1.13%
|
If my KiwiSaver account is split over multiple funds, how will Fisher Funds invest my money?
We will match your investment mix using the fund migration table above at the same proportion as your Fisher Funds KiwiSaver Scheme.
For example, if you have 30% of your money in the Conservative Fund and 70% in the Growth Fund in the Fisher Funds KiwiSaver Scheme, you will have 30% of your money in the Conservative Fund and 70% in the Growth Fund within the Fisher Funds KiwiSaver Plan.
Your future contributions will continue to be invested using the same investment mix. If you would like to change your fund or how your future contributions will be invested after the transfer, you can choose from the investment options summarised over the following pages.
Returns
For up-to-date returns, please visit our website at fisherfunds.co.nz/funds-and-performance
GlidePath
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